When I did each phase, I was surprised to learn how much you have to pay for and hard it is to be an adult. I was shocked by the budget in each phase. It was interesting to learn how much it costs to live. When I grow up, I am looking forward to the adventure of life on my own. I think the hardest phase in life is the family phase. It is so expensive with two children. It makes me feel more appreciative of my parents. I thought the easiest phase was phase four when the children were grown up, because there was less to pay for and I had the highest income of my life with no expenses beyond my wife and me.